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10:00 In the office, professionals my time for doing "normal job stuff". Catching up on emails, going to meetings (on the odd occasion I must go to one). I'm going to keep a watchful eye on the bond markets as auction email address particulars are often announced around futures funding prop firms this point.
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Roland: One has to define first "serious application refinement." While the WEB may develop into a serious involving income for many businesses, shouldn't never be serious database integration. All in the serious database development occurs from the back finish up. We now refer to this as SOA. An individual a tiny little WEB service up which creates a secure call to a back end process that basically does every single piece of the perform.
One thing is a number of however and is as long as large Wall Street firms decide to make money with such strategies, there will be a clamor for additional information transparency, openness and regulation to ensure they are not gaining any unfair strength.